PledgementPledgement - Grow your savings into real income
Open a regulated online investment account in Canada with Pledgement. Segregated funds, IIROC regulated partners, KYC verification and a C$350 minimum deposit to start.
Open a regulated online investment account with segregated funds, two-factor authentication and a personal analyst who reviews your risk profile before a single dólar canadiano canadiano moves.
Open your account
Verified and secured in minutes.
Watch your account activity in real time
Every deposit, trade and withdrawal request is logged here, with timestamps your analyst can walk through with you on request.
- Live charts with technical analysis indicators built in.
- One-tap orders to act on buy and sell signals fast.
- Custom alerts for price moves and portfolio changes.
Built to limit downside, not just chase upside.
Pledgement caps exposure on every position and diversifies across stocks, ETFs and GICs, so a single downturn doesn't move your whole portfolio at once.
Risk limits set on every position
Stop-loss and maximum drawdown levels are configured per asset class before a trade opens. Positions that cross a threshold are closed automatically and logged to your account history.
Segregated account structure
Client funds sit in a segregated account, separate from Pledgement's own operating funds, consistent with IIROC client-asset rules.
Diversification across asset classes
Your portfolio spreads across stocks, ETFs and GICs rather than a single position, reducing exposure to one market's volatility.
Two-factor authentication by default
Every login and withdrawal request passes through 2FA, with TLS encryption on all account data in transit.
KYC-verified accounts only
Every account completes identity verification before funding, matching Canadian anti-money-laundering requirements.
Clear deposit and withdrawal timelines
Withdrawal requests are reviewed against your verified identity and typically processed within a few business days.
Risk profile set before you invest
Your analyst records your risk profile and goals at onboarding, and asset allocation is built around that, not a generic template.
A regulated account beats a DIY spreadsheet.
Pledgement operates as an IIROC-regulated broker with segregated client funds, something neither a traditional discount broker nor manual DIY trading fully replicates.
What Canadians check with Pledgement before deposit
Trust isn't a row of logos. These are things you can verify yourself before you put in a single dólar canadiano canadiano.
Your money stays separate
Client deposits sit in a segregated account apart from company funds with regulated partners, so they're never used to run the business.
Nothing happens without you
No position is opened on your account without your decision. Your analyst proposes an asset allocation, explains the risk profile, and waits for your confirmation.
Withdraw whenever you need to
You can request a withdrawal at any time, back to the same method you used to deposit, with no explanation required.
Costs are named up front
Every commission and spread is shown before you confirm a trade. There are no account maintenance fees and nothing taken quietly from your balance.
Your personal financial analyst.
Every member is paired with a personal financial analyst who reviews your risk profile, capital and goals before recommending any asset allocation across stocks, ETFs or GICs. They work alongside AI signal scanning, not instead of it.
- Over 12 years of average market experience
- Risk profile and allocation reviewed with you directly
- 1-on-1 support through deposit, trade and withdrawal
Pledgement plans built around your assets and risk
There's no single right plan. Your analyst builds one from the assets you're interested in, the time you can give it and the volatility you're comfortable carrying.
First steps
A slow start on liquid, diversified instruments, each step explained before it's taken, with position sizes kept deliberately small.
Assets: Blue-chip stocks and broad-market ETFs
Building up
A wider asset allocation, a written risk limit per position, and a regular review of what worked and what didn't.
Assets: Stocks, ETFs, GICs and currency pairs
Active markets
Faster decisions across more instruments, with your own limits set in advance and an analyst on hand for calls that need discussing.
Assets: Any supported asset, including individual stocks and indices
Pledgement tracks stocks, ETFs and GICs in real time
Live prices, technical analysis indicators and a clear view of the assets in your portfolio, updated as the market moves.
See live marketsPledgement currency and crypto exchange
Not every task is a trade. You can simply exchange one currency or coin for another at a rate agreed with your analyst beforehand.
Crypto to crypto
Move between major coins and stablecoins without leaving the account.
Crypto to currency
Convert holdings to Canadian dólares canadianos canadianos and withdraw to your bank.
Currency to currency
Exchange between supported currencies at a rate fixed before you confirm.
Model your C$350 deposit over time.
Move the slider to see how a larger deposit scales from the C$350 minimum. This is an illustrative example, not a promise - your actual outcome depends on your risk profile, asset allocation and the strategy you set with your analyst.
Figures are illustrative only. Actual results depend on your deposit, risk profile and the asset allocation you choose with your analyst.
How Pledgement turns C$350 into a working portfolio.
A regulated account, a verified identity and a personal analyst guide every deposit from the minimum upward, step by step.
Create your account
Register with your email and set a password in under two minutes.
Verify your identity
Upload ID for KYC verification, a standard step for any regulated broker in Canada.
Fund your account
Deposit from C$350 using Interac, a bank transfer or a card.
Set your risk profile
Answer a few questions so your analyst can suggest an asset allocation.
Start investing
Follow guided signals or practise first on a demo account.
We earn on commissions and training, nothing else
Our income comes from a commission on completed trades and from paid training. We take no share of your deposit and we don't earn when your position loses value.
- A commission on completed trades, shown before you confirm each one.
- Paid training for clients who want to learn technical analysis themselves.
- No account maintenance fee, no charge for opening or closing an account.
- No percentage taken from your deposit and no charge on incoming funds.
Where trading fees and spreads apply
These are the only points where a commission or spread applies to your balance, beyond the investment you choose to make.
- Free account opening, no registration or licence fee.
- No hidden charge on deposit or withdrawal processing.
- Standard commission and spread shown before every order.
- Start at the C$350 minimum deposit and scale from there.
Pledgement and your security
Client funds are held in a segregated account with regulated payment partners, access requires two-factor authentication, and every withdrawal follows a documented route back to the account it came from.
- 256-bit SSL encryption
- Your data is never shared
- Licensed and monitored across 150+ countries.
Deposit through methods you already use
Fund and withdraw through familiar, secure channels. No hidden charges on either direction.
How to reach your investment analyst
Your plan, asset allocation, limits and costs are all agreed personally with your analyst before anything happens.
Leave your details
Name, email and a phone number where you can actually be reached.
Pick a time
An analyst gets in touch to agree on an hour that suits you, not us.
Talk it through
You go over your goals, the assets you care about and the limits you want, and get a plan you've agreed to.
Stay in touch
The same analyst stays with you afterward, by phone or email, for as long as the account is open.
Fund and withdraw in crypto
Cards and bank transfers aren't the only route. You can fund your account and withdraw gains in cryptocurrency, same balance, same account, no separate paperwork.
- Fund with the cryptocurrency you already hold, converted at the rate shown before you confirm.
- Withdraw back to your own wallet, typically within the same business day once KYC verification is complete.
- Network fees are shown in advance with no added margin from us.
What Pledgement clients are saying
“My analyst walked me through everything. I set my goals once, and now I can see exactly how my capital is doing - without second-guessing every move.”
“I never traded before - my analyst handled the strategy and explained each step. No hype, no pressure, and withdrawals arrive when I expect them.”
“I started small to test it. The clarity and support gave me the confidence to keep building from there.”
“The recommendations come to me - I approve or adjust in minutes. It fits around a full-time job without taking it over.”
“What sold me was the transparency: every decision is explained, and I can see the reasoning before anything happens.”
“Support is genuine and reachable. My first review was hands-on, and the platform has been steady and predictable since.”
Open your account
Verified and secured in minutes.
Frequently asked
How much money do I need to start investing with Pledgement?
You can open and fund your account starting at C$350 minimum. You are free to add to your balance over time as your plan progresses.
How do withdrawals work in Pledgement?
Request a withdrawal at any time from your dashboard. Funds are returned to your chosen payment method within standard processing times - typically two to five business days.
Is my money kept in a segregated account?
Yes. Your capital is held separately from company funds in a segregated account, protected under IIROC regulated banking standards.
How quickly can I start investing?
Most members complete registration and KYC verification in a few minutes. Once your first deposit clears, your analyst can activate your strategy straight away.
Are there hidden fees on deposits and withdrawals?
No. All costs including spreads and commission are shown transparently before you commit. You will always see what applies to your plan - no surprise charges.
What is the minimum age to invest?
You must be at least 18 years old to open an account and invest. Two-factor authentication and identity verification are required to confirm your age and protect your account.
Which payment methods are supported?
Common methods such as major debit and credit cards, bank transfers and selected e-wallets are supported. The exact options are shown at the deposit step.
When is customer support available?
Our support team is available Monday to Friday, 9:00 to 18:00 Eastern Time, and aims to respond to every enquiry within one business day.
How do AI trading signals work exactly?
AI scans real-time market data to generate buy and sell signals based on technical analysis patterns and volatility. Your analyst reviews each signal and explains the reasoning before any trade occurs - you approve or adjust before execution.
What happens to my money if markets crash?
Your portfolio will move with market conditions. A personal analyst helps you understand your risk profile and asset allocation beforehand. Past market volatility has recovered historically, though gains are never guaranteed.
Can I withdraw all my money anytime?
Yes. You can withdraw your entire balance at any time from your dashboard without lock-in periods. Processing follows standard banking timelines.
How does a personal investment analyst help?
Your analyst sets your strategy around your goals and risk tolerance, reviews AI signals daily, explains each decision, and adjusts your portfolio as circumstances change. This human oversight keeps you informed and confident throughout.
Is Pledgement a scam or regulated?
Pledgement is fully regulated under CIRO and OSC oversight. Your account undergoes full KYC verification, funds sit in segregated accounts, and all activity is monitored for compliance. As with all investing platforms, past performance does not guarantee future results and volatility carries risk.
What investment options are available in Canada?
You can invest in stocks, ETFs, GICs and other securities available to Canadian investors. Your analyst helps you build a diversified portfolio suited to your goals.